Fast funding for retail brands
Used by +1300 brands to grow faster with cash flow ease
“The best thing with Treyd is that we have time to receive and sell the goods we ordered before the invoice is due. And that we can now make larger orders.”
- Melina Jagne and David Åberg, co-founders of retail brand Collar of Sweden
“It helped me ease the business, and improve cash flow. I now have more stock, I can sell quicker, and there’s more peace of mind.”
– Maxim Gelmann, Chief Stroodler of retail brand Stroodles
Turn timing gaps into growth
Running a retail brand means committing cash long before you see it back.
Do you recognize this?
You pay suppliers upfront,
wait on customer payments,
build inventory for launches and peak seasons,
...and wait for sales to catch up, all while trying to grow?
Cash flow finance for retail businesses in UK – Treyd gives access to working capital, letting them stock up, advance customer payments, and scale faster without draining cash or taking on new long-term loans.
To pay international suppliers upfront without draining cash reserves
To build inventory ahead of launches and peak seasons – without waiting for sales to catch up
To smooth out seasonal swings and big drops without taking on new long-term loans
To advance customer payments – filling the cash gap between buying and getting paid
Cash flow finance for retail brands, made simple.
Treyd is built for retail brands selling physical goods or raw materials – online, offline, or both. We fund supplier invoices, advance customer payments and cover freight and marketing spend. You repay us in one simple payment after 30-150 days. With that breathing room, you can build inventory ahead of launches and peak seasons, protect cash for day-to-day operations, and keep growing without slowing down. As your volumes grow, your limit grows with you, reviewed regularly to match your pace.
Treyd is built for retail brands selling physical goods or raw materials – online, offline, or both. We fund supplier invoices, advance customer payments and cover freight and marketing spend. You repay us in one simple payment after 30-150 days. With that breathing room, you can build inventory ahead of launches and peak seasons, protect cash for day-to-day operations, and keep growing without slowing down. As your volumes grow, your limit grows with you, reviewed regularly to match your pace.
Example: With a £50,000 limit, used continuously, you could finance £150,000–£600,000 in annual purchases (depending on repayment terms).
How to Treyd in three easy steps
Get your Treyd limit
Apply online in minutes and receive your Treyd limit within 24 hours. Having a limit is free, you only pay when you actually use it.
Upload your invoice
Submit the invoice you want to finance and choose how long you want to pay it back. You’ll see the cost upfront for that invoice – no hidden fees.
Pay back later
Treyd pays your supplier, so you can stock up and keep moving. Repay the funded amount (including our fee) when it’s due. That's it (and then repeat steps 1-3).
Why Treyd suits both retail founders and finance leads
⚡ For fast-moving founders
Fast access to working capital when it’s time to place orders
A way to grow without giving up equity just to fund inventory
The flexibility to stock up ahead of peak season, launches, or big campaigns
A partner that understands inventory cycles, not just forecasts and spreadsheets
You stay in control of your cash, and you can turn timing gaps into stepping stones for growth.
🧘♀️ For finance leads with control
Control over which supplier invoices you finance, and when
Clear costs and transparent terms, invoice by invoice
A clean fit with existing finance and purchasing processes
A way to support growth and seasonality without adding unnecessary risk
It’s working capital that’s easy to explain internally, and easy to manage in day-to-day retail operations.
Built for the realities of retail
Your customers expect products to be available, online and in store.
Your suppliers expect to be paid on time, often upfront.
Your cash flow shouldn’t have to absorb all that pressure alone.
But long lead times, seasonal demand, and upfront inventory costs put strain on both. It's time to change that.
Trusted by +1300 brands
Ready to grow your retail brand faster?
Get in touch with some specifics about your business and we’ll take it from there.
The details
What's the cost?
One transparent, fixed fee per each financed invoice. You only pay when you use it. Simple as that. And, we're competitive as well.
See calculation examples and learn more on our pricing page.
What do we fund?
✅ Stock – materials and raw materials
✅ Shipping and warehouse costs
✅ Digital marketing expenses
✅ Invoice financing – advance your customer invoices
Who is Treyd for?
LTD companies (no sole traders)
Sellers of physical goods or raw materials
1 year of proven success
Minimum turnover of £200,000
A working capital solution that just works
Retail moves fast – and your financing needs to keep up. Treyd is built to be clear, dependable, and simple to use when it matters most.
We’re not a bank, or a black box. With us, you always know what’s happening, what it costs, and who you’re working with. Suppliers get paid on time, finance teams stay in control, and founders can act on opportunity quickly.
That’s why retail brands keep using Treyd season after season – not just because it works on paper, but because it works in real life.
