Funding for service businesses with physical goods
Trusted by +1300 companies to grow faster
“Treyd gives us greater control over our cash conversion cycle, which has been a key enabler for our growth.”
– Daniel Ohlsson, COO of MORJAS
When cash flow holds slows you down
If you run a professional services business, you know growth is stalled because cash gets stuck between doing the work, and getting paid for it. Clients often pay 30–90 days after delivery. Late or slow payments make cash flow unpredictable.
At the same time, you need to pay:
salaries and contractors,
materials and goods,
freight, tools and other project costs
– Long before invoices are settled.
Treyd helps you bridge the gap between delivery and payment – so you can take on more work, pay your team on time, and grow without draining cash or chasing liquidity.
Selective invoice financing – without the hassle
What Treyd covers
✅ Inventory: Materials and raw materials
✅ Shipping and freight costs
✅ Digital marketing expenses
✅ Customer invoices: Advance against customer payments
No surprises on pricing
One transparent, fixed fee per each financed invoice. Only pay as you go. Simple as that. And, we're competitive as well.
See calculation examples and learn more on our pricing page.
Who we fund
LTD companies (no sole traders)
Minimum turnover of £200,000
Minimum 1 year of proven success
Businesses that combine services with the sale of physical goods
Cover costs today – while payments come later
Treyd is built for professional services businesses that deliver work involving physical goods, where costs come first and payments follow later. We fund your stock, marketing, freight and advance your receivables, and you repay us in one simple payment after 30–150 days. That breathing room lets you cover payroll, contractors, and overheads while client payments catch up. As your volumes grow, your limit grows with you – reviewed regularly to match your pace.
Treyd is built for professional services businesses that deliver work involving physical goods, where costs come first and payments follow later. We fund your stock, marketing, freight and advance your receivables, and you repay us in one simple payment after 30–150 days. That breathing room lets you cover payroll, contractors, and overheads while client payments catch up. As your volumes grow, your limit grows with you – reviewed regularly to match your pace.
Example: With a £50,000 limit, used continuously, you could finance £150,000–£600,000 in annual costs (depending on repayment terms).
How Treyd works – in four easy steps
Apply in minutes. Setting up a Treyd limit is free, you only pay when you decide to use it.
Upload client or supplier invoices, or connect your systems. Choose exactly which invoices or costs to finance, from ongoing projects to one-off client work.
We cover the supplier invoice or advance the client payment, on time of course.
Repay and reuse your limit. Repay Treyd when the invoice is settled, or earlier if you want. Many professional services firms reuse the same limit across multiple clients and projects.
To cover supplier invoices without using own cash reserves
To cover payroll and operating costs while waiting for client payments
To take on larger projects without worrying about long payment terms
To smooth out late payments and uneven cash flow without taking on new long-term loans
Why founders and finance teams choose Treyd
Founder-speed working capital
Fast access to working capital to keep projects moving
Confidence to take on larger clients and longer engagements
Grow without giving up equity
A partner that understands services businesses – not just balance sheets
So you can focus on delivering great work, not managing cash gaps.
Predictability and control for CFOs and finance leads
Clear costs and transparent terms, invoice by invoice
A clean fit with existing finance and billing processes
Control over which client invoices or costs you finance, and when
A way to handle late or uneven payments without increasing risk
Working capital that’s easy to explain internally – and easy to manage.
Built for the realities of professional services firms
Clients expect work to start immediately
Teams expect to be paid on time
Cash flow shouldn’t depend on how fast clients pay
Long payment terms put pressure on all three. Treyd lets you finance invoices one by one – so you can say yes to new projects, with control.
“Treyd was very smooth and easy to use. After uploading an invoice, it was paid very quickly and easily to the supplier.”
- Melina Jagne and David Åberg, co-founders of Collar of Sweden
Join +1300 companies in a smarter way of doing business
Ready to grow your professional services firm faster?
Get in touch with details about your business and we’ll take it from there.