Working capital built for wholesale businesses
Trusted by 1300+ businesses for their working capital needs
When wholesale growth strains cash flow
If you run a wholesale or distribution business, you already know the math rarely adds up neatly.
Suppliers want deposits or upfront payment – especially in Asia and the US
Retailers order weekly, expect full availability, and pay 30–120 days after delivery
Lead times are getting longer, not shorter, from production to ships rerouting around Africa
You don't lack demand. You need a way to bridge the gap between buying stock and getting paid – without tying your hands.
“Cash flow is always the constraint – our growth is shaped by how fast we can fund and turn around inventory, the demand is not the issue.”
Ville Rönkkö, Managing Partner of wholesale business Nordic Beauty Inc.
“Treyd lets us stay stocked up. That’s what gives us room to grow – without overextending ourselves.”
– Paul Topping, Director of Finance of ABP Technology
Pay international suppliers upfront without draining your cash
Hold the stock your retailers expect, even with 30–120 day payment terms
Smooth out seasonal peaks and big launches without new long-term loans
Don't give up equity. Use working capital built for wholesale instead.
Treyd works like a flexible, revolving credit line built for wholesalers and distributors. We fund supplier invoices or advance against receivables, and you repay us in one simple payment after 30–150 days. That lets you secure stock, protect cash for day-to-day operations, and keep saying yes to new orders. As your volumes grow, your limit grows with you – reviewed regularly to match your pace.
Treyd works like a flexible, revolving credit line built for wholesalers and distributors. We fund supplier invoices or advance against receivables, and you repay us in one simple payment after 30–150 days. That lets you secure stock, protect cash for day-to-day operations, and keep saying yes to new orders. As your volumes grow, your limit grows with you – reviewed regularly to match your pace.
With a £50,000 limit, used continuously, you could finance £150,000–£600,000 in annual purchases (depending on repayment terms).
How Treyd works – in four easy steps
It takes just a few minutes to apply, and having a limit costs nothing. You only pay when you actually use Treyd.
Upload supplier or customer invoices. Connect your existing systems or upload invoices directly. Choose exactly which orders to finance – from seasonal buys to one-off opportunities.
We pay your suppliers (or advance against receivables). Your partners get paid on time, your cash flow gets breathing room.
Repay and reuse your limit. Repay Treyd when the invoice is due, or earlier if you like. Many wholesalers recycle the same limit multiple times through a season.
Why Treyd works for both founders and finance teams
For founders scaling fast
⚡ Say yes to bigger orders
Take on that 1,000+ store rollout or new country launch without turning it down for cash reasons.
⚡ Move faster than your competitors
Place POs early, secure allocation, and avoid “out of stock” when demand spikes.
⚡ Protect your equity
Use working capital financing to fuel growth instead of raising another dilutive round.
For CFOs who want clarity, not surprises
✅ Predictable, transparent costs
See cost and dates upfront for each invoice. No hidden fees, no surprises.
✅ Better cash flow control
Smooth out peaks in supplier payments while keeping a healthy buffer for payroll and overheads.
✅ Transparent and simple
Slot Treyd into your existing AP and AR processes; keep control over which invoices you finance and when.
Built for the realities of wholesale growth
Your customers expect full shelves and fast replenishment.
Your suppliers expect to be paid on time.
Your cash flow shouldn’t have to carry that burden alone.
But long lead times and delayed payments put pressure on both.
Treyd lets you finance invoices one by one – so you can grow wholesale without stretching cash, adding complexity, or taking on unnecessary risk.
Join +1300 growing companies growing faster with Treyd
Ready to grow your wholesale in a smarter, faster way?
Get in touch with details about your business and we’ll take it from there.
Need more info?
How's our pricing?
One transparent, fixed fee per each financed invoice. Only pay as you go. Simple as that. And, we're competitive as well.
See calculation examples and learn more on our pricing page.
What do we fund?
Materials and raw materials
Warehouse and shipping costs
Digital marketing
Advance your customer invoices
Criteria to apply
LTD companies (no sole traders)
Sellers of physical goods or raw materials
1 year of proven success
Minimum turnover of £200,000