Buy with Treyd

Pay after delivery

Curious? Check if you qualify for early access:

or read more about the process.

1. Invoice

Upload your supplier invoice, & product specifications.


2. Approval

Manufactured goods are inspected, you get a report for approval.


3. Payment

Treyd settles with your supplier. You pay up to
4 months later.

"Fantastic service, a smooth experience for the customer from the get-go. Effortless from the first meeting to the first transaction."
–Klas Leidermark, CFO
"Treyd is an integral part of our working capital strategy. The team are easy to talk to and they understand our business needs. "
–Kirill Noskov, Co-Founder & CEO

Get started:

Effortless, digital trade finance begins here...



And select how many extra days you want before payment - up to 120 days



Directly from your order. You can also use your existing quality inspection partner.



Pay the supplier using your Treyd credit. The supplier gets paid now and you pay later.



Do you want to know more?

Answers to some of the most frequent questions:

How does Treyd work?

We help pay your suppliers, so you can pay when it suits you. Treyd means the end of liquidity stress.

After negotiating your order with the supplier and agreeing on the terms, you simply need to:

  • Upload the proforma invoice and/or purchase order to Treyd, as well as the proof of payment in the case you are required by the supplier to settle an upfront amount before production (usually 30%).

  • You decide whether to go with a Treyd-appointed Quality Control firm, or one of your own choosing. When the order is ready, you approve the quality inspection report, the Treyd repurchase agreement, and upload the commercial invoice for Treyd to pay.

  • Treyd settles the remainder of the invoice with your supplier directly, and provides you with a new invoice with extended payment terms - up to 120 days.

What are the advantages of using Treyd?

Save money, grow faster and stop worrying about cash flow. 


Stop worrying about cash flow. By paying your supplier invoices up to 120 days later, you have time to sell your products before paying for supplies.


With Treyd, you can say yes to that big customer order immediately and you can keep a bigger inventory. You can hire more staff and place more orders to grow faster.


Shift to cheaper, but slower freight alternatives, such as sea and train. Negotiate better prices by offering payment terms that your supplier loves. Reduce time spent negotiating with banks and stop paying high interest rates on unsecured loans.


By reducing your working capital with Treyd, not only do you free up cash, you also boost your return on equity and it could improve your credit rating. As part of a holistic capital sourcing strategy, Treyd is a great complement to sources of growth financing such as loans, that better fit ongoing costs.


Shifting from air freight to sea freight will reduce CO2 emissions with 92-98%. With Treyd, you can start today, without worrying about working capital.

How do I get started?

Just book an onboarding meeting here and we’ll  answer any questions.

Your company needs to have registered at least one annual report. Based on your history and needs, we will provide you with a cost-free import limit estimate.

The first thing you have to do when using the Treyd platform is uploading the proforma invoice you would like to finance. We will guide you though the rest of the steps.

You will also need to fill in our simple KYC (Know Your Client) form and sign up to our general terms and conditions (setting up your account is free of charge). 

What does it cost?

Treyd only charges for the financing you use, when you use it. No line fee, compounding interest or limit fee. Just smart working capital.

When setting up your account on the platform, Treyd performs an automated assessment of your company. Based on the outcome, we ascribe to it an import limit (the maximal value of all imports you can finance through Treyd at a given time), and the fee charged when Treyd pays an invoice to your suppliers -  between 0.75% and 1.4% per month depending on the company's risk profile.

If you use our Quality Control service, we forward that cost to you (typically $300 flat fee for a full day inspection of your goods in your supplier's factory).

For example, an order of $10,000 with common 30/70 payment terms for which you choose to extend the payment terms by 90 days, at 1.2%/mo., will cost $252.

Order value $10,000
Pre-payment: $3,000
Treyd pays: $7,000
Credit fee: $7,000*0.012*3 = $252

How is Treyd different from a bank loan?

Treyd finances a specific transaction, for the exact value and duration of the import. When Treyd pays your supplier, you get a new invoice with a fixed repayment date.

This allows for a much better capital utilization, as you don't need to borrow more or longer than needed to cover your needs.
In most cases this means a lower overall cost for imports compared to a credit line or bank loan. As you simply get a new invoice, it also does not weigh down your balance sheet as a loan would.
What can I finance with Treyd?

Treyd helps you import finished or near-finished consumer goods.

Besides legally restricted goods wherever applicable, Treyd does not finance fixed assets (machinery, equipment, etc.) or long-term inventories.
A good rule of thumb is that Treyd works best when financing products you plan on selling within a few months after delivery. If unsure, just get in touch and we'll have a look together!
Can I finance my freight costs with Treyd?

No, you can not finance a standalone freight invoice through the Treyd platform.

You can however finance the cost of transportation for goods bought through Treyd if that cost is included in the price of the goods, and part of the same invoice.
Does Treyd affect my suppliers?

Barely, if at all!

We pay your supplier the remainder of the original invoice after approved quality control without the need for further changes.

What are the Quality Control requirements?

All imports financed by Treyd must be of verifiable quality. This can be achieved in different ways:

  • As a rule, all manufactured goods must be controlled by a third-party quality assessment company before payment by Treyd.
  • Treyd has an integrated solution with partners in Asia you can chose to use directly from the platform, or you can book with your own preferred provider.
  • Exceptions to this requirement can be made in the case of small order sizes, and for approved suppliers (well-known brands and/or long-established relationships).
Where can I import from?

You can import from anywhere in the world.

Do we need to be a Swedish company?

Yes. We'll add the rest of Europe soon.

For the time being, we can support Swedish limited liability companies (with at least one published annual report), but we are working to open up Treyd to all of Europe. Please contact us and tell us of your need and we’ll get back as soon as we cover your geography.

Still got questions?

Book a call



Treyd was born out of the conviction that hardware companies should be able to scale as fast as software companies. But, fast-growing hardware companies are limited by the fact that you have to spend money to make money. And when suppliers want to get paid early, cash flow becomes the problem, forcing businesses to make expensive choices and limit their growth.

Treyd is based in Stockholm, Sweden, and Cairo, Egypt. The founding team, Peter Beckman and Sameh El-Ansary, has experience both from building companies and from international trade.

Treyd is backed by a global VC and a number of angel investors who share our vision.

Get in touch: