Financing for modern retail businesses
“The best thing with Treyd is that we have time to receive and sell the goods we ordered before the invoice is due. And that we can now make larger orders.”
- Melina Jagne and David Åberg, co-founders of retail brand Collar of Sweden
“It helped me ease the business, and improve cash flow. I now have more stock, I can sell quicker, and there’s more peace of mind.”
– Maxim Gelmann, Chief Stroodler of retail brand Stroodles
Turn timing gaps into growth
Running a retail business means committing cash long before revenue arrives. Does this sound familiar?
Suppliers expect payment upfront
Inventory needs to be built ahead of seasons and launches
Sales follow later – often in waves
Treyd gives retail businesses in Ireland access to working capital that lets you stock up, act on demand and grow faster – without draining cash or locking yourself into rigid solutions.
To pay international and local suppliers upfront without emptying the cash account
To build inventory ahead of seasonal peaks and launches
To smooth out fluctuations caused by large orders and promotions
To keep growth moving without long-term commitments
Cash flow finance for retail brands – made simple
Treyd is built for retail businesses selling physical goods or raw materials — online, offline or omnichannel. We fund supplier invoices, freight, logistics and marketing costs. You repay in one simple payment after 30–150 days. That flexibility gives you room to build inventory, protect day-to-day liquidity and continue growing without slowing down. As your volumes increase, your available limit grows with you.
Treyd is built for retail businesses selling physical goods or raw materials — online, offline or omnichannel. We fund supplier invoices, freight, logistics and marketing costs. You repay in one simple payment after 30–150 days. That flexibility gives you room to build inventory, protect day-to-day liquidity and continue growing without slowing down. As your volumes increase, your available limit grows with you.
Example: With a €500,000 limit used on a rolling basis, you could fund €1.5–6m per year, depending on repayment terms.
How to Treyd in three easy steps
Get your Treyd limit
Apply online in minutes and get a decision quickly. Having a limit is free – you only pay when you use it.
Upload what you want to fund
Choose which supplier invoices you want to fund and see the fixed cost clearly before you proceed.
Repay and reuse your limit
Treyd pays your supplier. You repay when the invoice is due and can reuse your limit again as needed.
Why Treyd works for both retail founders and finance leads
⚡ For fast-moving founders
Fast access to working capital when buying stock
Grow without giving up ownership
Flexibility to act ahead of peak seasons and campaigns
A partner that understands inventory-driven growth
You stay in control of your cash, and you can turn timing gaps into stepping stones for growth.
🧘♀️ For finance leads with control
Clear costs and transparent terms
Full control over what is funded and when
Fits cleanly into existing purchasing and finance workflows
Supports growth without adding unnecessary risk
It’s working capital that’s easy to explain internally, and easy to manage in day-to-day retail operations.
Built for the realities of retail
Customers expect availability, in-store and online
Suppliers expect to be paid on time
Cash flow shouldn’t have to absorb all the pressure
Treyd lets you fund costs selectively, so you can say yes to growth opportunities – with control.
Ready to grow your retail brand faster?
Get in touch with some specifics about your business and we’ll take it from there.
Looking for details?
Pay only when you use Treyd
You pay a clear, fixed fee per funded cost. No subscriptions. No surprises.
See calculation examples and learn more on our pricing page.
What can Treyd be used for?
Inventory, materials and finished goods
Freight, warehousing and delivery
Digital marketing
Who is Treyd for?
Limited companies
Businesses selling physical goods or raw materials
At least 1 year of trading
Minimum €200K+ annual revenue
A working capital solution that just works
Retail moves fast – and your funding needs to keep up. With Treyd, you always know what’s funded, what it costs and where you stand. That’s why retail businesses keep using Treyd, season after season.
