
The Wayflyer alternative built for product brands

One repayment at the end, not a slice every week
Both fund growth without taking equity. The difference is when your money leaves, and what you're charged for. A revenue-based advance starts collecting in week one and its fee is fixed on the whole advance from day one. With Treyd, every pound stays in your account until one repayment falls due — and you're only charged for the time the credit is actually drawn.
Treyd
repayment — the invoice plus the fee, on the date you chose.
Nothing leaves your account until the end of the term. And the fee only runs while the invoice is financed — repay sooner and it stops there. A limit you haven't drawn costs you nothing.
Revenue-based advance
repayments — one every week, starting week 1.
Eight of those repayments fall due before your goods have even arrived. The fee is fixed against the whole advance from day one, so repaying sooner doesn't reduce it.
An illustration, not a quote. A 16-week order: eight weeks being made and shipped, then eight weeks selling, with a revenue-based advance repaid in equal weekly instalments. On total fees a revenue-based advance can work out cheaper than Treyd on the same order — what differs here is when your money leaves and what the fee is charged against. Your own terms will differ; check them with each provider.
Treyd vs Wayflyer, side by side
Both fund growth without taking equity. Here's exactly where they differ for a product brand paying suppliers before customers pay you.
| Feature | Treyd | Wayflyer |
|---|---|---|
| How you're funded | Pays your suppliers directly — and can advance your customer invoices |
Cash advance paid into your bank account — you still pay suppliers yourself |
| How you repay | A fixed amount on a date you choose — pay after you've sold |
An automatic percentage of your daily sales until the advance is repaid |
| Term | You choose 30 / 60 / 90 / 120 days, invoice by invoice |
Typically a fixed 3–9 month window (rolling facility up to 12 months) |
| Impact on daily cash flow | None — no daily or weekly deductions from your sales |
Daily/weekly remittance takes a share of every sale |
| Pricing | A flat 1.3–2.4% per month, shown per invoice before you submit — no setup fees, no hidden costs |
Flat fee, typically ~2–8% of the advance (some reviews cite 5–10%) |
| Equity & personal guarantee | No equity; no collateral |
No equity; no personal guarantee |
| Built for | Product brands paying suppliers — wholesale, DTC, retail & importers |
Ecommerce/DTC brands funding inventory & marketing spend |
| Support | A named account manager and a human team you can reach |
Self-serve platform |
| Funding speed | Onboard in hours; suppliers paid within 24h of approval |
Funding in 1–3 business days |
Comparison based on publicly available information as of August 2026. Wayflyer details sourced from wayflyer.com and independent reviews (Finder, United Capital Source). Wayflyer also offers term-loan and rolling-financing products with fixed instalments; the revenue-based advance described here is its flagship model. Figures may have changed — verify current terms directly with each provider.
Why product brands pick Treyd
When growth moves faster than cash, you need funding that solves the actual problem: paying suppliers before your customers pay you.
Repay a fixed amount on a date you choose — 30 to 120 days out. No slice taken from every day's sales, so your cash flow stays predictable.
Fund stock and orders without dilution or collateral. Your limit grows as you do, and repaying early frees it up to use again.
When Wayflyer might be the better fit
We'd rather be straight with you. Wayflyer is a strong product, and there are cases where its model suits you better:
- You want cash in your own account to spend flexibly across marketing as well as stock — Wayflyer's revenue-based advance is designed for that mix.
- You specifically want repayments that automatically flex down when sales dip — the percentage-of-sales model does that, whereas Treyd's terms are fixed dates.
- You're a pure-DTC brand without a real supplier-payment gap to bridge.
But if your cash gets stuck between paying suppliers and getting paid by customers, and you'd rather not hand over a share of every day's sales — that's Treyd's home ground.
Treyd vs Wayflyer: common questions
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