The Wayflyer alternative built for product brands
Wayflyer advances cash and takes a slice of your daily sales until it's repaid. Treyd pays your suppliers directly — and you repay on a fixed date you choose, after you've sold. No daily deductions.
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One repayment at the end, not a slice every week
Both can fund growth without taking equity. The big difference is when money starts leaving your account. A revenue-based advance starts collecting from week one. With Treyd, you repay once at the end of the term — so your cash stays in the business for longer.
Treyd
1
repayment — the invoice plus the fee, on the date you choose.
weeks 1–8 · being made and shipped
weeks 9–16 · selling
Nothing leaves your account until the end of the term. Repay earlier and the fee stops there. And if you haven't used your Treyd limit, it costs you nothing.
Revenue-based advance
16
repayments — one every week, starting in week 1.
weeks 1–8 · being made and shipped
weeks 9–16 · selling
Repayments start straight away. In this example, eight are due before your goods have even arrived. The fee is fixed on the advance from the start.
An illustration, not a quote. This example assumes a 16-week order: eight weeks being made and shipped, then eight weeks selling, with a revenue-based advance repaid in equal weekly instalments. A revenue-based advance can still work out cheaper overall. What changes is when you repay, how long the cash stays in your business and how the fee is calculated. Your own terms will differ; check them with each provider.
The fee stays fixed. The balance doesn't.
With a cash advance, repayments start reducing the balance straight away. So it's worth looking at more than the headline fee: how much cash do you actually have available across the full term?
Take a £100,000 advance and agree to repay £110,000 over 16 weeks. That's about £6,875 leaving your account every week. You start with the full £100,000, but the amount left in your business gets smaller with every repayment. Across the term, the average available balance is roughly £50,000.
Treyd
Week 1Week 16
£100,000 stays available until the repayment date
Revenue-based advance
Week 1Week 16
≈£50,000 available on average as you repay
In this example, a £10,000 fee against an average available balance of about £50,000 works out to 20% over the term. Treyd's fee on the same £100,000 across four monthly periods is 5.6–12% — £5,600 to £12,000 — with the full £100,000 staying in your business until repayment.
A useful way to compare quotes. Look at the total fee, when repayments start and how much cash stays available to your business over the term. That gives you a clearer comparison than the headline fee alone.
Illustrative, using a 10% fee on a 16-week advance and Treyd at 1.4–3% per month. Depending on the quotes you're given, a revenue-based advance can still be cheaper overall. Compare both options over the same period, including when repayments happen and how much capital stays available to you.
Treyd vs Wayflyer, side by side
Compare Treyd and Wayflyer on supplier payments, repayments, pricing, funding speed and more — especially if you're paying suppliers before customers pay you.
| Feature | Treyd | Wayflyer |
|---|---|---|
| How you're funded | Treyd pays your suppliers directly and can also advance your customer invoices |
Cash is paid into your bank account, then you pay suppliers yourself |
| How you repay | One payment, on a date you choose |
Revenue-based advances take an automatic share of daily or weekly sales. Fixed-payment options are also available. |
| Term | Choose 30 / 60 / 90 / 120 days, invoice by invoice |
Typically 3–9 months, with rolling facilities available up to 12 months |
| Impact on daily cash flow | No daily or weekly deductions from your sales |
Revenue-based advances collect through daily or weekly repayments linked to sales |
| Pricing | A flat 1.4–3% per month of the amount financed. On a 90-day term, that's 4.2–9% in total. |
A fixed fee on the advance. Wayflyer doesn't publish a rate card; third-party reviews report roughly 2–8% over terms of 3–9 months. |
| Equity | Neither takes equity in your business. |
|
| Personal guarantee | Sometimes part of the facility, depending on its size and structure — we'll tell you up front if it is |
Not required |
| Built for | Product businesses paying suppliers — including wholesale, DTC, retail and importers |
Ecommerce and DTC brands funding inventory and marketing |
| Support | A named account manager and a human team you can reach |
Self-serve application with support by email and chat |
| Funding speed | Onboarding in as little as a few hours; suppliers paid within 24h of approval |
Apply in minutes, with funding in as little as 24 hours |
On pricing. Treyd and Wayflyer price their products differently. Compare the total cost over the same number of months to get a fairer view.
Built in
Works differently
Comparison based on publicly available information, last reviewed 26 August 2026. Wayflyer details sourced from wayflyer.com and independent reviews by Finder and United Capital Source. Wayflyer offers more than one product, including term loans and rolling facilities with fixed instalments; where a row above refers specifically to its revenue-based advance, we've said so. Terms change — check current terms with each provider before you decide. Spotted something out of date? Tell us and we'll fix it.
Why product brands pick Treyd
When growth moves faster than cash, you need funding that solves the actual problem: paying suppliers before your customers pay you.
Repay a fixed amount on a date you choose — 30 to 120 days out. No slice taken from every day's sales, so your cash flow stays predictable.
Fund stock and orders without dilution. Your limit grows as you do, and repaying early frees it up to use again.
When Wayflyer might be the better fit
We'd rather be straight with you. Wayflyer is a strong product, and there are cases where its model suits you better:
- You want cash in your own account to spend flexibly across marketing as well as stock — Wayflyer's revenue-based advance is designed for that mix.
- You specifically want repayments that automatically flex down when sales dip — the percentage-of-sales model does that, whereas Treyd's terms are fixed dates.
- You're a pure-DTC brand without a real supplier-payment gap to bridge.
But if your cash gets stuck between paying suppliers and getting paid by customers, and you'd rather not hand over a share of every day's sales — that's Treyd's home ground.
Treyd vs Wayflyer: common questions
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