Treyd logo

Growth shouldn't create cash flow problems.

You've won the order. You've paid the supplier. Now you wait 90 days to get paid. Treyd closes that gap — so growth doesn't cost you sleep.
Get funded

Trusted by 1500+ businesses for their working capital needs

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DEDICATED logotype
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DEDICATED logotype
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It's not a funding problem. It's a timing problem.

Product businesses pay suppliers before customers pay them. A factory wants a deposit before production starts. A retailer pays 60 or 90 days after delivery. In between sits your cash — tied up in stock you've already sold on paper.

The bank asks you to prove you can sell more. You could, if you had the stock. To get the stock, you need the cash. To get the cash, you need to prove you can sell more.

You know how that conversation ends.

How Treyd works – in four easy steps

1
click
Apply

It takes minutes. A Treyd limit costs nothing to hold — you only pay when you use it.

2
illustration of searching for something or looking through the magnifying glass
Choose what to finance

Upload the invoice you want to finance — stock, freight, marketing spend or advance customer invoices.

3
illustration hand with coin
We pay

We pay your suppliers upfront, or pay you against your customer invoices. Your partners get paid on time. Your cash flow gets a breather.

4
sparkle
Repay and reuse

Repay when the invoice is due, or earlier if you like. Then reuse the same limit again and again through the season.

It's not what you borrow. It's when you pay it back.

If you've looked at financing before, you've probably been offered revenue-based funding. It gets money to you fast — then starts taking it back every week, while your stock is still being made. Treyd works differently. You pay once, on the due date, after you've sold.

Revenue-based financing
Draining from day one
SignedDue date

A little leaves your account every week — starting before your stock has even arrived.

Treyd
One payment, on the due date
SignedDue date

You keep your cash until the end of your chosen due date. And you only pay for what you use — no fixed fees, no surprises.

Where Treyd sits

Revenue-based financing

Wayflyer, Clearco, Shopify Capital

Fast to get. Repaid weekly, from day one.

Treyd

Inventory financing

Fast to get. Repaid once — pay only for what you use.

High-street bank

HSBC, Barclays, Lloyds

Cheapest — but months to arrange.

Same order, same amount financed. One drip-feeds out of your account from week one. The other stays with you until you've been paid.
Oliver and James Slacke, founders of Swole Panda, in front of a wall of socks

Built for businesses like yours

A limit that grows as you do — reviewed to match your pace.
When you need an answer, you get a person.
Working capital built for product businesses — not a bank product bent to fit.
Swole Panda grew 80% in a year — without giving up equity.
Read Swole Panda's story →

You've probably lived this

Growth looks great. The timing, less so.

A 60-second film about winning the order, paying the supplier, then waiting 90 days to get paid — the exact gap Treyd was built to close.

Why Treyd works for founders and finance teams

For founders scaling fast
Say yes to bigger orders. Take on the 1,000-store rollout or the new-country launch without turning it down for cash reasons.
Move faster than your competitors. Place POs early, secure allocation, and avoid "out of stock" when demand spikes.
Protect your equity. Fuel growth with working capital instead of raising another round.
For finance teams who want clarity
Costs you can predict. See the cost and the dates upfront for every invoice.
Cash flow you can control. Smooth supplier-payment peaks while keeping a buffer for payroll and overheads.
Fits how you already work. Slots into your existing processes — you choose which invoices to finance, and when.

Trusted by 1500+ businesses for their working capital needs

DEDICATED logotype
logotype FLY
DEDICATED logotype
logotype FLY
DEDICATED logotype
logotype FLY

Ready to grow without the cash flow squeeze?

Get in touch with details about your business and we’ll take it from there.

Need more info?

How's our pricing?

One transparent, fixed fee per each financed invoice. Only pay as you go. Simple as that. And, we're competitive as well.


See calculation examples and learn more on our pricing page.

Pricing
What do we fund?

  • Materials and raw materials

  • Warehouse and shipping costs

  • Digital marketing

  • Advance your customer invoices

Criteria to apply

  • LTD companies (no sole traders)

  • Sellers of physical goods or raw materials

  • 1 year of proven success

  • Minimum turnover of £200,000

Apply now

You've reached the end – and now we're ready when you are.